COSTARICA CENTRALAMERICA

Once you have booked a rented car on the internet from your home or office, then there is nothing to worry about. You can plan the holiday or business trip so much better. This helps save the time and lots of cash as well. When I take my family on a holiday I like to make the bookings on the internet either from my office or from my home. This means I can spend quality time with my family and they will be safe in a good car. I hate it when things get ruined on a holiday. So as a matter of caution I make all the reservations online with my credit card for payment. My family also finds the large SUVs that I book to be the best since they can sit comfortably and play and be at ease. After logging in to the site autonoleggio1.it I give them my travel requirements and in some time the search engine will present me with a long list of cars to choose from.

In Italy the roads are not so good so I want a sturdy and roadworthy car to drive in. for this there is nothing better than an SUV or jeep. They are the most tough and smooth running cars on difficult terrain.

After I get off from the plane at the airport usually I just have to show the car delivery driver my valid international driver’s license. I do hope a lot of other people will also make use of this site and benefit from it. Also you can great cars ranging from a Limo to a Volkswagen Car with the help of www.locationdevoiture.net for renting a car in France.

Real estate funding using hard money can make all the difference when it comes to real estate investing.

This is how I fund 85% of my deals using hard money lenders.

What are hard money lenders you ask?

These types of lenders are private investors who lend you money based on the property itself. Unlike conventional lenders where they want to check your credit and verify your income, these lenders only care about the deal.

Here’s how it works. Most hard money lenders will lend up to 70% LTV. (loan to value)

Basically speaking these types of lenders will loan you money up to 70% of the fair market value.

Let me give you another example using round numbers. Lets say you found a distressed property that you know is worth $120k FMV or ARV (After Repair Value)

If you take $120,000 ARV and multiply it by.70 you come up with $84,000.

In order for the investor to fund your deal you must purchase the property for $84,000 or less.

Buying the property at 70% of the market value protects the lender, that way if the deal goes bad for you the lender can take back the property and still generate a massive profit.

Note: Once you’ve been able to establish a relationship with a lender, under no circumstance should you ever allow a deal to go bad. Treat these types of investors as if it were your own money you were investing. That’s why I always recommend you educate yourself first and then take action.

In today’s market you can find tons of real estate deals for even less than .70 cents on the dollar.

Expect to find deals between .30 and .65 cents on the dollar. They’re out there trust me, you just have to know where and how to find these deals.

What can you expect to pay a hard money lender for your real estate funding?

Every lender works in different ways and it can also vary from state to state, but generally you can expect to pay anywhere from 3 to 9 points, interest of 10% to 15%, and your repair costs.

A point equals to 1% of your loan amount.

Generally hard money loans are due payable in 6 month or less. That’s why it’s important you learn how to manage your flips correctly.

Also depending on how great of a relationship you’ve been able to establish with your lender and depending on how great of a deal you’ve been able to put together you can generally role your payments and rehab cost into the loan.

Many people don’t see their home as a real estate investment but the reality is that it simply is just that. Sure, you’ve put all the things you love in it and have made it look and feel just the way you want it to; but you’ve also invested time and money to get it just right. So how do you prepare the real estate investment, you call your home, for sale?

Step 1: De-clutter, De-clutter, De-clutter

Well one of the first things you need to do to prepare your real estate investment for the market is to de-clutter, de-clutter, de-clutter. Get rid of everything you no longer need or things you will not be taking with you into your new home. You’ll be surprised at how much you’ve accumulated in the time you’ve been living there.

It helps to go through one room at a time so you don’t feel overwhelmed. Put 3 piles together, a keep pile; a throw away or put in the recycling pile and a sell pile.

Sell what you can on auction sites like eBay or on Gumtree, in your local paper or loot or just give it away to charity. Recycle or throw out the rest. Invest in some storage containers if you cannot find space for everything you want to keep and see if you can store it at a friend’s house or rent some storage space.

Always keep in mind that this is a real estate investment and like anything else you are going to sell, you want it to look its best.

Make sure all your rooms have an identified purpose that is clear to potential buyers as any ambiguity can put people off. This is a real estate investment so you want a good return on it. The aim is to have a clutter free space that buyers can see themselves living in.

Step 2: Get rid of the smells

Put your pets in kennels or a cattery as their smells get into everything and some people are allergic. I know it’s hard because you love your pets but for the sake of getting the best return from your real estate investment you do not want to be leaving money on the table if you don’t.

Smoking in the house also leaves smells in furniture and nicotine stains on walls etc so a deep clean in this circumstance is also necessary. If possible change your carpets as the smells from pets and smoking gets deep into them and are very difficult to get rid of, even with deep cleaning.

Fresh paint on the walls work wonders for getting rid of horrible smells but also gives your home a new fresh look that says to the buyer your real estate investment is move in ready. Always use neutral colours though.

Your potential buyers will definitely smell anything untoward even if you don’t as you have gotten used to the smells in your home and this could scupper any sale of your real estate investment.

Many buyers won’t even stick around to look at your property if they are hit by an offensive smell the moment they enter your home. Get rid of the smells, deep clean everything. Invite your buyers in, don’t chase them away.

We’ve all heard the reports about pensions not having enough money to support us when we retire and to have any chance of some decent money to live on when we’re older we now have to work much longer than any of us wanted to.

Scary isn’t it?

So how can you secure a good retirement fund? Well, have you thought about real estate investment?

Invest in bricks and mortar, you can’t go wrong is what our parents and grandparents have always said. Even though they were only talking about owning your own home, they were on to something and it’s time we take that wisdom on board.

We’ve all witnessed property values skyrocket but only a few of us have been brave enough to use the housing boom to secure our future. Don’t worry it’s not too late. There is money to be made in real estate investment during a recession as house prices drop and there are few buyers around allowing the wise investor to take advantage of the ‘buyers market’ conditions.

So how do you go about investing wisely you ask. Well there’s always more than one way to go about doing something and real estate investment is no different.

Some people have simply released the equity built up in their home and have used it to increase the value of their home by expanding into the loft, turning their garages into extra living space or just making subtle changes to their home that would make it more saleable.

Others have been more adventurous. They have remortgaged their home, released the equity and used it to purchase another property that they can rent out or sell on after some renovations. Whether they acquired these properties in the more traditional ways via estate agents or by going to auctions will go some way to determining how big a bargain they got.

This (buying property, fixing them up and selling them on) is a big thing in the US and many people make a living ‘flipping property’ as it is called there; some keep their day time jobs and ‘flip property’ on a part time basis. More and more people in the UK are beginning to see the value in this and are beginning to invest in property in this way